1005 S Taylor St, Gainesville, TX 76240 Property Records

Cooke County property record for 1005 S Taylor St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2019
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$125,800 (May 2020)
Tax Bill	$5,141 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2025-017-00003`

Property Details

APN / Parcel Number

Primary APN	`2025-017-00003`
Alternative APN	`12080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,068 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2025-017-00003
Street Address	1005 S TAYLOR ST
City	GAINESVILLE
State	TX
Zip	76240-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT; BLOCK 17; LOT 3
Legal Subdivision	BELMONT
Legal Block	17
Legal Lot Number	3
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3021
Census Tract	1100

Owner

1005 S Taylor St is owned and occupied by two individuals who bought it in May 2020.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
May 28, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2019	Warranty Deed, Transfer
Aug 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Aug 15, 2019
Deed Document Number	20203766
Deed Book / Page	2333 / 255
Transfer Doc	001659/339
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002333/281
Date	May 28, 2020
Book Page	2333/281
Instrument	2020-03768

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 15, 2023

May 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 28, 2020
Property Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	002333/255
Book / Page	2333 / 255
Map Reference	VOL 1 PG 19
Instrument Date	May 15, 2020
Instrument	2020-03766
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2023
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728

Mortgage

Document Number	0202003767
Date	May 28, 2020
Instrument	2020-03767

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Aug 15, 2019
Property Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	002277/578
Book / Page	2277 / 578
Map Reference	VOL 1 PG 19
Instrument Date	Aug 12, 2019
Instrument	2019-94477
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	293 COUNTY ROAD 167, WHITESBORO, TX 76273-5018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Aug 15, 2019
Property Address	1005 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	002277/574
Book / Page	2277 / 574
Map Reference	VOL 1 PG 19
Instrument Date	Jul 18, 2019
Instrument	2019-94476
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 W 797 RD, FORT GIBSON, OK 74434-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 COUNTY ROAD 167, WHITESBORO, TX 76273-5018

Tax Assessment & Valuation

The 2026 property tax bill for 1005 S Taylor St was $5,141 with a homeowner's exemption, up 28.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,141.00 (+28.78%) Homeowner's exemption	$245,749 (-4.59%) Land $25,690 Building $220,059	$245,749 (-4.59%) Land $25,690 Building $220,059
2025	$3,992.00 (+6.51%) Homeowner's exemption	$257,581 Land $25,690 Building $231,891	$257,581 Land $25,690 Building $231,891
2024	$3,748.00
2023		$220,963 Land $25,690 Building $229,867	$255,557 Land $25,690 Building $229,867
2022	$3,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 S Taylor St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 S Taylor St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

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