Whiteside County property record for 1007 N Bluff St, Albany, IL 61230
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,176 sqft · built 1964 |
| Lot Size | 0.473 acres (20,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $232,000 (Sep 2025) |
| Tax Bill | $3,654 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0624437002 |
| Primary APN | 0624437002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,176 sqft Building Perimeter |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 20,604 sqft (0.473 acres) |
| Lot Dimensions | 125 ft deep x 165 ft wide |
| Account Number | 122444 |
|---|---|
| Street Address | 1007 N BLUFF ST |
| City | ALBANY |
| State | IL |
| Zip | 61230-9656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPURLOCK & GARRETTS LOTS 3-4 & NLY 10 LOTS 5-6 BLK 10 & PT VAC ST 45501X |
| Legal Subdivision | SPURLOCK AND GARRETTS ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 3-6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 400 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 9TH AVE, FULTON, IL 61252-1609 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on Record |
| Deed Sale | Sep 4, 2025 · Amount on Record |
| Deed Document Number | 20254381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Mar 9, 2023 |
| Property Address | 1007 N BLUFF ST, ALBANY, IL 61230-9656 |
| Document Number | 0000001074 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023-01074 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10620 235TH ST N, PORT BYRON, IL 61275-9022 |
| Document Number | 0000001075 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023-01075 |
| Name | IH MISSISSIPPI VALLEY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Albany Village |
| County | Whiteside County |
| County Subdivision | Albany Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,654.00 | $50,460 Land $3,931 Building $46,529 | |
| 2024 | $151,380 Land $11,793 Building $139,587 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 45 (1986–2023) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | May 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY serves 846 people · EPA ID IL1950050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Sep 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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