902 N Bluff St, Albany, IL 61230 Property Records

Whiteside County property record for 902 N Bluff St, Albany, IL 61230

Property Summary

Property Type	Single Family Home
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on Record
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Sep 2018 Sale Sep 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`0624431001`

Property Details

APN / Parcel Number

Primary APN	`0624431001`
Alternative APN	`95548`

Exterior

Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	132 ft deep x 115 ft wide

Location & Zoning

Account Number	95548
Street Address	902 N BLUFF ST
City	ALBANY
State	IL
Zip	61230-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPURLOCK & GARRETTS LOTS 7 & 8 BLK 8 45000X
Legal Subdivision	SPURLOCK AND GARRETTS ADDITION
Legal Block	8
Legal Lot Number	7-8
Jurisdiction	WHITESIDE IL
Township / Civil Division	ALBANY
Census Block Group	4
Census Block	4050
Census Tract	400

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 N BLUFF ST, ALBANY, IL 61230-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Warranty Deed, Transfer OTHER
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2017
Transfer Doc	0201705377
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 19, 2018
Property Address	902 N BLUFF ST, ALBANY, IL 61230-9738
Document Number	0000005160
Instrument Date	Sep 18, 2018
Instrument	5160
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 N BLUFF ST ALBANY IL 612309738, ALBANY, IL 61230-9738

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 13, 2017
Property Address	902 N BLUFF ST, ALBANY, IL 61230-9738
Document Number	0000005377
Instrument Date	Aug 3, 2017
Instrument	5377
Transaction Type	Transfer
Record Updated	Sep 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 N BLUFF ST ALBANY IL 612309738, ALBANY, IL 61230-9738

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 24, 2017
Property Address	902 N BLUFF ST, ALBANY, IL 61230-9738
Document Number	0000002275
Instrument Date	Apr 3, 2017
Instrument	2275
Transaction Type	Transfer
Record Updated	May 5, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N BLUFF ST ALBANY IL 612309738, ALBANY, IL 61230-9738

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albany Village
County	Whiteside County
County Subdivision	Albany Township
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (-0.97%) Senior Citizen's exemption	$35,083 (-3.67%) Land $3,322 Building $31,761
2024	$1,644.00	$36,419 Land $6,055 Building $30,364	$105,249 (-3.67%) Land $9,966 Building $95,283
2023			$109,257 Land $18,165 Building $91,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	45 (1986–2023)
Claims Outside the SFHA	8 of 45
Most Recent Claim	May 2023 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2019 · 3 claims Flooding, Apr 2001 · 9 claims Severe Storms & Flooding, Jul 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 846 people · EPA ID IL1950050
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Sep 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Jo-Carroll Energy Fiber	1,000 / 1,000

May also be available: Nextlink, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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