1007 Morris Dr, Richmond, KY 40475 Property Records

Madison County property record for 1007 Morris Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,901 sqft · built 2013
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Aug 2019)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0051-0002-0051`

Property Details

APN / Parcel Number

Primary APN	`0051-0002-0051`
Alternative APNs	`129292` `92144` `59078`

Interior

Stories	1 Story
Building Area	1,901 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Aluminum/Vinyl
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	59078
Street Address	1007 MORRIS DR
City	RICHMOND
State	KY
Zip	40475-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHWOOD COUNTRY ESTS LOT 90
Legal Subdivision	ASHWOOD COUNTRY EST
Legal Lot Number	90
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1007 MORRIS DR, RICHMOND, KY 40475-7913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on Record
Deed Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2013996501
Deed Book / Page	D00776 / 696
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1007 MORRIS DR, RICHMOND, KY 40475-7913
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01871/212
Date	Jun 26, 2019
Book Page	M01871/212
Instrument	2013994675

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2020

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 2, 2019
Property Address	1007 MORRIS DR, RICHMOND, KY 40475-7913
Document Number	D00776/696
Book / Page	D00776 / 696
Map Reference	MB 8 PG 247
Instrument Date	Jul 31, 2019
Instrument	2013996501
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 WILLOW OAK CIR, 749, LEXINGTON, KY 40514-1728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1007 MORRIS DR, RICHMOND, KY 40475-7913

Mortgage

Document Number	2013996502
Date	Aug 2, 2019
Instrument	2013996502

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (-2.81%) Additional exemption filed	$360,000 (-)	$360,000 (-)
2023	$3,492.00	$360,000	$360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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