1003 Morris Dr, Richmond, KY 40475 Property Records

Madison County property record for 1003 Morris Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$395,000 (Sep 2022)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0051-0002-0049`

Property Details

APN / Parcel Number

Primary APN	`0051-0002-0049`
Alternative APNs	`109043` `142011` `72176`

Location & Zoning

Account Number	72176
Street Address	1003 MORRIS DR
City	RICHMOND
State	KY
Zip	40475-7913
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHWOOD COUNTRY ESTS LOT 92
Legal Subdivision	ASHWOOD COUNTRY EST
Legal Lot Number	92
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1010
Census Tract	10104

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU
Sep 1, 2022	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF THE BLUEGRASS & TRUST CO
Mar 6, 2017	Deed, Construction Loan · Construction Mortgage FARMERS BANK & CAPITAL TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	2014110023
Deed Book / Page	D828 / 591
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01902/137
Date	Nov 21, 2019
Book Page	M01902/137
Instrument	2014002691

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2024

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2036/734
Date	Mar 26, 2021
Book Page	M2036/734
Instrument	2014032237

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 1, 2022
Property Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Document Number	00D828/591
Book / Page	D828 / 591
Map Reference	MB 8 PG 247
Instrument Date	Sep 1, 2022
Instrument	2014110023
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 LERVE #203203, 203203, LEXINGTON, KY 40517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 MORRIS DR, RICHMOND, KY 40475-7913

Mortgage

Document Number	2014110024
Date	Sep 1, 2022
Instrument	2014110024

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

August 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 21, 2017
Property Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Document Number	D00749/182
Book / Page	D00749 / 182
Map Reference	MB8 PG247
Instrument Date	Aug 16, 2017
Instrument	2013963524
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 PATMORE LN, NICHOLASVILLE, KY 40356-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1003 MORRIS DR, RICHMOND, KY 40475-7913

Mortgage

Document Number	2013963525
Date	Aug 21, 2017
Instrument	2013963525

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

March 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 6, 2017
Property Address	1003 MORRIS DR, RICHMOND, KY 40475-7913
Document Number	D00742/080
Book / Page	D00742 / 080
Map Reference	MB8 PG247
Instrument Date	Mar 6, 2017
Instrument	2013955350
Transaction Type	Construction Loan
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12857, LEXINGTON, KY 40583-2857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 PATMORE LN, NICHOLASVILLE, KY 40356-6107

Mortgage

Document Number	2013955351
Date	Mar 6, 2017
Instrument	2013955351

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 6, 2018

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 (-2.79%) Additional exemption filed	$395,000 (-)	$395,000 (-)
2023	$3,831.00	$395,000	$395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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