Simpson County property record for 1007 McDowell Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,620 sqft · built 1961 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2020) |
| Tax Bill | $1,083 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-00-10-003.00 |
| Primary APN | 012-00-10-003.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 76 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1007 MCDOWELL AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1007 MCDOWELL AVENUE |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970401 |
Source: Simpson County assessment roll, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Jun 19, 2020 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 19, 2020 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Jan 26, 2018 | Deed, Transfer · FHA Mortgage MAGNOLIA BANK |
| Jun 16, 2017 | Affidavit, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2018 · Amount on Record |
| Deed Document Number | 20201197084 |
| Deed Book / Page | 349 / 171 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 00D349/171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 00M582/196 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | M582/196 |
| Instrument | 1260277 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 00M541/845 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | M541/845 |
| Instrument | 1219683 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M474/613 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | M474/613 |
| Instrument | 1197086 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2030 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 19, 2020 |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 00D349/171 |
| Book / Page | D349 / 171 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 1197084 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1007 MACEDONIA RD, 1007, FRANKLIN, KY 42134-7823 |
| Name | Verified Name |
|---|---|
| Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 0001197085 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 1197085 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jan 26, 2018 |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 00D332/598 |
| Book / Page | D332 / 598 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 1184317 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1164 PARKERS CHAPEL RD, 1164, PORTLAND, TN 37148-2341 |
| Name | Verified Name |
|---|---|
| Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 0001184322 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 1184322 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 16, 2017 |
| Property Address | 1007 MCDOWELL AVE, FRANKLIN, KY 42134-2011 |
| Document Number | 00D328/455 |
| Book / Page | D328 / 455 |
| Instrument Date | Jun 6, 2017 |
| Instrument | 1181109 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,083.00 (-5.74%) | $123,500 (-) | $123,500 (-) |
| 2023 | $1,149.00 | $123,500 | $123,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin Electric Plant Board Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures