Simpson County property record for 1002 McDowell Ave, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1961 |
| Lot Size | 0.272 acres (11,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,500 (Apr 2024) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jul 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-00-09-002.00 |
| Primary APN | 012-00-09-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,888 sqft (0.272 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1002 MCDOWELL AVE |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1002 MCDOWELL AVENUE |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970401 |
1002 McDowell Ave is owned and occupied by an individual who bought it in April 2024.
Source: Simpson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit LEWISBURG BANKING COMPANY |
| Feb 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Apr 22, 2024 | Warranty Deed, Transfer · FHA Mortgage ACOPIA LLC |
| May 29, 2018 | Cash Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on File |
| Deed Sale | Apr 22, 2024 · Amount on File |
| Prior Sale | Jun 1, 2023 · Amount on File |
| Deed Document Number | 20241223390 |
| Deed Book / Page | 379 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 7, 2026 |
| Property Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Document Number | 0001269334 |
| Book / Page | 595 / 877 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20261269334 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Document Number | 0001269334, |
|---|---|
| Date | Oct 7, 2026 |
| Book Page | 595/877 |
| Instrument | 20261269334 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | CALVARY TITLE COMPANY LLC, CLARK TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Investor | Possibly a Property Investor |
| Document Number | 000M537/42 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | M537/42 |
| Instrument | 1217173 |
| Name | LEWISBURG BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | RUSSELLVILLE, KY 42276 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 24, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M430/460 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | M430/460 |
| Instrument | 1179305 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 9, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 22, 2024 |
| Property Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Document Number | 00D379/488 |
| Book / Page | D379 / 488 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 1223390 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Document Number | 0001223391 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 1223391 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | May 29, 2018 |
| Property Address | 1002 MCDOWELL AVE, FRANKLIN, KY 42134-2012 |
| Document Number | 00D334/680 |
| Book / Page | D334 / 680 |
| Instrument Date | May 25, 2018 |
| Instrument | 1186434 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 KEVIN DR, 190, BOWLING GREEN, KY 42104-0394 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 702 ROLLING ROAD DR, FRANKLIN, KY 42134-2449 |
The 2025 property tax bill for 1002 McDowell Ave was $1,724.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 | $196,500 | $196,500 |
| 2023 | $1,163.00 | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1002 McDowell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1002 McDowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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