1007 Keiko St, Los Banos, CA 93635 Property Records

Merced County property record for 1007 Keiko St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,916 sqft · built 1992
Lot Size	0.151 acres (6,570 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (May 2019)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-165-007-000`

Property Details

APN / Parcel Number

Primary APN	`431-165-007-000`
Alternative APNs	`083385007000` `431-165-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Tile
Lot Area	6,570 sqft (0.151 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-165-007
Street Address	1007 KEIKO ST
City	LOS BANOS
State	CA
Zip	93635-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #4 - 1 LOT 65
Legal Subdivision	LOS BANOS GARDENS 04
Legal Lot Number	65
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3031
Census Tract	2301

Owner

1007 Keiko St is owned by an individual who acquired it in May 2020.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	255 E BOLIVAR ST, 25, SALINAS, CA 93906-1700
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 8, 2020	Correction Deed TRANSCOUNTY TITLE COMPANY
May 30, 2019	Intrafamily Transfer, Transfer TRANSCOUNTY TITLE COMPANY
May 30, 2019	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Feb 28, 2013
Deed Document Number	201915391
Last Transfer Date	May 6, 2020
Transfer Doc	0000014862
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1007 KEIKO ST, LOS BANOS, CA 93635-5215
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 KEIKO ST, LOS BANOS, CA 93635-5215

Mortgage

Document Number	0000044218
Date	Oct 1, 2021
Instrument	2021044218

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	May 8, 2020
Property Address	1007 KEIKO ST, LOS BANOS, CA 93635-5215
Document Number	0000014862
Instrument Date	May 6, 2020
Instrument	14862
Record Updated	Jun 15, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	255 E BOLIVAR ST #25 SALINAS CA 939061700, 25, SALINAS, CA 93906-1700

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 30, 2019
Property Address	1007 KEIKO ST, LOS BANOS, CA 93635-5215
Document Number	0000015392
Map Reference	VOL 36 PG 8-11
Instrument Date	May 24, 2019
Instrument	2019015392
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E BOLIVAR ST, SALINAS, CA 93906-1755

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 30, 2019
Property Address	1007 KEIKO ST, LOS BANOS, CA 93635-5215
Document Number	0000015391
Map Reference	MB 36 MAP 8-11
Instrument Date	Apr 29, 2019
Instrument	2019015391
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 E BOLIVAR ST, SALINAS, CA 93906-1755

Mortgage

Document Number	0000015393
Date	May 30, 2019
Instrument	2019015393

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Keiko St was $5,264.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,815 (+2%) Land $96,712 Building $364,103
2025	$5,264.00	$451,780 Land $94,816 Building $356,964
2023	$4,991.00 (+1.9%)	$434,238 Land $91,135 Building $343,103
2022	$4,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1007 Keiko St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Keiko St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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