1007 Holmes Ave, Charlottesville, VA 22901 Property Records

Charlottesville City property record for 1007 Holmes Ave, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 962 sqft · built 1955
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (May 2026)
Tax Bill	$4,269 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480003000`

Property Details

APN / Parcel Number

Primary APN	`480003000`
Alternative APN	`51885`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	962 sqft Finished Area
1st Floor Area	950 sqft
Basement Area	962 sqft
Finished Basement	900 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Construction Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	7,797 sqft (0.179 acres)
Lot Depth	140 ft Depth

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1007 HOLMES AVE
City	CHARLOTTESVILLE
State	VA
Zip	22901-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 4 BK 4 ALBEMARLE HOMES
Legal Subdivision	HOLMES, NORTH AV AREA
Legal Block	4
Legal Lot Number	4
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Document Number	20261357
Record Updated	Sep 20, 2026

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	May 22, 2026
Property Address	1007 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015
Document Number	0000001357
Instrument Date	May 19, 2026
Instrument	20261357
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,716.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015

Mortgage

Document Number	0000001358,
Date	May 22, 2026
Instrument	20261358

Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,269.00 (+15.85%)	$536,700 (+30.52%) Land $130,000 Building $406,700	$536,700 (+30.52%) Land $130,000 Building $406,700
2025		$411,200 (+11.59%) Land $120,000 Building $291,200	$411,200 (+11.59%) Land $120,000 Building $291,200
2023	$3,685.00 (+12.69%)	$368,500 Land $120,000 Building $248,500	$368,500 Land $120,000 Building $248,500
2022	$3,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20