Charlottesville City property record for 1005 Holmes Ave, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,242 sqft · built 1955 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,500 (May 2017) |
| Tax Bill | $4,449 (2026) |
| Deeds & Mortgages | Apr 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 480004000 |
| Primary APN | 480004000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Finished Area |
| 1st Floor Area | 1,243 sqft |
| Basement Area | 1,066 sqft |
| Finished Basement | 426 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Depth | 140 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 374 sqft |
| Patio Area | 468 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1005 HOLMES AVE |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 3 BK 4 ALBEMARLE HOMES |
| Legal Subdivision | HOLMES, NORTH AV AREA |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 900 |
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on Record |
| Deed Sale | May 12, 2017 · Amount on Record |
| Prior Sale | Jun 15, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Recording Date | Apr 9, 2026 |
| Property Address | 1005 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015 |
| Document Number | 0000000904 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 1005 HOLMES AVE, CHARLOTTESVILLE, VA 22901-4015 |
| Document Number | 0000000904, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026904 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,449.00 (+14.25%) | $443,600 (+3.4%) Land $130,000 Building $313,600 | $443,600 (+3.4%) Land $130,000 Building $313,600 |
| 2025 | $429,000 (+10.14%) Land $120,000 Building $309,000 | $429,000 (+10.14%) Land $120,000 Building $309,000 | |
| 2023 | $3,894.00 (+9.11%) | $389,500 Land $120,000 Building $269,500 | $389,500 Land $120,000 Building $269,500 |
| 2022 | $3,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures