1007 Carrs Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1007 Carrs Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,142 sqft · built 1993
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Jul 1993)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-156-02881200`

Property Details

APN / Parcel Number

Primary APN	`02-156-02881200`
Alternative APNs	`2-156-02881200` `15602881200`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,142 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.236 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15602881200
Street Address	1007 CARRS RD
City	ANNAPOLIS
State	MD
Zip	21403-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LTS 3 4 BK A CARRS MANOR
Legal Subdivision	CARRS MANOR
Legal Block	A
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	706304

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2561 HOUSLEY RD, ANNAPOLIS, MD 21401-6751
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 27, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1993 · Amount on Record
Deed Sale	Jul 7, 1993 · Amount on Record
Deed Book / Page	6126 / 688
Last Transfer Date	Mar 17, 2011
Transfer Doc	0233190404
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1007 CARRS RD, ANNAPOLIS, MD 21403-5541
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0383080080
Date	Feb 1, 2022
Book Page	38308/80

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1007 CARRS RD, ANNAPOLIS, MD 21403-5541
Document Number	0318370204
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 CARRS RD ANNAPOLIS MD 214035541, ANNAPOLIS, MD 21403-5541

Mortgage

Document Number	0318370204
Date	Feb 13, 2018
Book Page	031837/000204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MD 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2033

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (+2.15%) Land $200,400 Building $249,300	$449,700 (-) Land $200,400 Building $249,300
2025	$5,319.00 (+1.9%)	$440,233 (+4.49%)	$449,700 (+6.74%) Land $200,400 Building $249,300
2024	$5,220.00 (+13.48%)
2023	$4,600.00	$421,300 Land $200,400 Building $220,900	$421,300 Land $200,400 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 individual policies
Nearby Flood Policies	361 units insured incl. 335 condo units
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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