1016 Carrs Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1016 Carrs Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,096 sqft · built 1940
Lot Size	0.315 acres (13,700 sqft)
Owner	2 Individual Names on File
Last Sale	$463,500 (Dec 2025)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-156-06309100`

Property Details

APN / Parcel Number

Primary APN	`02-156-06309100`
Alternative APNs	`2-156-06309100` `15606309100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,700 sqft (0.315 acres)
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15606309100
Street Address	1016 CARRS RD
City	ANNAPOLIS
State	MD
Zip	21403-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LTS 19 20 BK B CARRS MANOR
Legal Subdivision	CARRS MANOR
Legal Block	B
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2007
Census Tract	706304

Owner

1016 Carrs Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1016 CARRS RD, ANNAPOLIS, MD 21403-5535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed, Transfer · Conventional Mortgage NFM LENDING
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Sep 30, 1993 · Amount on File
Deed Book / Page	41925 / 400
Prior Transfer Date	Mar 8, 2017
Prior Transfer Doc	0307220370
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 18, 2025
Property Address	1016 CARRS RD, ANNAPOLIS, MD 21403-5535
Document Number	0419250400
Book / Page	41925 / 400
Map Reference	MB 22 FO 5
Instrument Date	Dec 8, 2025
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,158.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 CARRS RD, ANNAPOLIS, MD 21403-5535

Mortgage

Document Number	0041925408
Date	Dec 18, 2025
Instrument	41925/408

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1016 CARRS RD, ANNAPOLIS, MD 21403-5535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0349850479
Date	Aug 3, 2020
Book Page	34985/479

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 10, 2017
Property Address	1016 CARRS RD, ANNAPOLIS, MD 21403-5535
Document Number	0307220370
Book / Page	030722 / 000370
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2011 CARRS RD ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

Tax Assessment & Valuation

The 2025 property tax bill for 1016 Carrs Rd was $4,597, up 1.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,900 (+1.12%) Land $288,900 Building $101,000	$389,900 (-) Land $288,900 Building $101,000
2025	$4,597.00 (+1.68%) Homeowner's exemption	$385,600	$389,900 Land $288,900 Building $101,000
2024	$4,521.00 (+15.01%)
2023	$3,931.00 Homeowner's exemption	$377,000 Land $288,900 Building $88,100	$377,000 Land $288,900 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1016 Carrs Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 individual policies
Nearby Flood Policies	361 units insured incl. 335 condo units
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1016 Carrs Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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