1007 Albamonte Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 1007 Albamonte Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,646 sqft · built 1989
Lot Size	0.177 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2017)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-504-0000-0630`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-504-0000-0630`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,750 sqft
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	45 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1007 ALBAMONTE CT
City	OVIEDO
State	FL
Zip	32765-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 ALAFAYA WOODS PH 10 PB 37 PGS 11 TO 14
Legal Range	31E
Legal Township	21S
Legal Section	26
Legal Subdivision	ALAFAYA WOODS
Legal Tract	504
Legal Lot Number	63
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3001
Census Tract	21320

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 ALBAMONTE CT, OVIEDO, FL 32765-5909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2017	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Jan 6, 2005
Deed Document Number	2017050327
Deed Book / Page	08917 / 1570
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1007 ALBAMONTE CT, OVIEDO, FL 32765-5909
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 ALBAMONTE CT, OVIEDO, FL 32765-5909

Mortgage

Document Number	0096931138
Date	Sep 1, 2020
Book Page	9693/1138
Instrument	2020096831

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 19, 2017
Property Address	1007 ALBAMONTE CT, OVIEDO, FL 32765-5909
Document Number	0089171570
Book / Page	08917 / 1570
Map Reference	MB37 PG11-14
Instrument Date	May 11, 2017
Instrument	2017050327
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 ALBAMONTE CT, 1010, OVIEDO, FL 32765-5909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 ALBAMONTE CT, OVIEDO, FL 32765-5909

Mortgage

Document Number	2017050328
Date	May 19, 2017
Instrument	2017050328

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+13.6%) Homeowner's exemption	$248,484 (+5.99%)	$366,553 (+3.86%) Land $104,000 Building $262,553
2023	$3,146.00 (+2.91%) Homeowner's exemption	$234,448 (+3%)	$352,923 (+9.52%) Land $104,000 Building $248,923
2022	$3,057.00 Homeowner's exemption	$227,619	$322,241 Land $85,000 Building $237,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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