1004 Albamonte Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 1004 Albamonte Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,646 sqft · built 1989
Lot Size	0.206 acres (9,013 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2021)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-504-0000-0510`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-504-0000-0510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,013 sqft
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 ALBAMONTE CT
City	OVIEDO
State	FL
Zip	32765-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 ALAFAYA WOODS PH 10 PB 37 PGS 11 TO 14
Legal Range	31E
Legal Township	21S
Legal Section	26
Legal Subdivision	ALAFAYA WOODS
Legal Tract	504
Legal Lot Number	51
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3001
Census Tract	21320

Owner

1004 Albamonte Ct is owned and occupied by an individual who bought it in April 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1004 ALBAMONTE CT, OVIEDO, FL 32765-5909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Prior Sale	Jul 13, 1999 · Amount on File
Deed Document Number	2021051362
Deed Book / Page	9906 / 1224
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 20, 2021
Property Address	1004 ALBAMONTE CT, OVIEDO, FL 32765-5909
Document Number	0099061224
Book / Page	9906 / 1224
Map Reference	MB 37 PG 11-14
Instrument Date	Apr 15, 2021
Instrument	2021051362
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	COBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 ELLWOOD AVE, 737, ORLANDO, FL 32804-7360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ALBAMONTE CT, OVIEDO, FL 32765-5909

Mortgage

Document Number	0099061225
Date	Apr 20, 2021
Instrument	9906/1225

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Albamonte Ct was $4,649 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,649.00 Homeowner's exemption	$310,761	$345,058 Land $104,000 Building $241,058
2023	$4,081.00 (+2.77%) Homeowner's exemption	$293,207 (+3%)	$331,485 (+10.2%) Land $104,000 Building $227,485
2022	$3,971.00 Homeowner's exemption	$284,667	$300,803 Land $85,000 Building $215,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Albamonte Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Albamonte Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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