Bremer County property record for 1007 3rd Ave NE, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,068 sqft · built 1962 |
| Lot Size | 0.274 acres (11,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Dec 2022) |
| Tax Bill | $3,120 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-226-045 |
| Primary APN | 09-02-226-045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Basement Area | 1,068 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 667 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,935 sqft (0.274 acres) |
| Lot Dimensions | 161 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1007 3RD AVE NE |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-91-14 MAPLE HILLS LOT 2 BLK 3 & COPPER RIDGE 1ST LOT 11-H |
| Legal Range | 14W |
| Legal Township | 91N |
| Legal Section | 02 |
| Legal Subdivision | MAPLE HILLS ADD |
| Legal Block | 3 |
| Legal Lot Number | 2,11-H |
| Jurisdiction | BREMER IA |
| Township / Civil Division | WAVERLY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4100 |
Source: Bremer County assessment roll, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Dec 29, 2022 | Warranty Deed, Transfer · Line of Credit VERIDIAN CU |
| Jan 20, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 20224548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020233510 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 20233510 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Dec 29, 2022 |
| Property Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020224548 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 20224548 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020224549 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 20224549 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jan 20, 2021 |
| Property Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020210295 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 20210295 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 3RD AVE NE, WAVERLY, IA 50677-2707 |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Waverly City |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,120.00 (+10.95%) Homeowner's exemption | $199,480 (+15.09%) Land $33,340 Building $166,140 | $199,480 (+15.09%) Land $33,340 Building $166,140 |
| 2023 | $173,320 Land $29,420 Building $143,900 | $173,320 Land $29,420 Building $143,900 | |
| 2022 | $2,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 46 (1979–2016) |
| Claims Outside the SFHA | 4 of 46 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waverly Utilities Fiber | 10,000 / 10,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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