Bremer County property record for 1001 3rd Ave NE, Waverly, IA 50677
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,294 sqft · built 1964 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,500 (Apr 2025) |
| Tax Bill | $3,660 (2025) |
| Deeds & Mortgages | Oct 2019 Refinance Aug 2019 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-226-044 |
| Primary APN | 09-02-226-044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Basement Area | 1,294 sqft |
| Finished Basement | 550 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,894 sqft (0.296 acres) |
| Lot Dimensions | 161 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 173 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1001 3RD AVE NE |
|---|---|
| City | WAVERLY |
| State | IA |
| Zip | 50677-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-91-14 MAPLE HILLS LOT 1 BLK 3 & COPPER RIDGE 1ST LOT 11-I |
| Legal Range | 14W |
| Legal Township | 91N |
| Legal Section | 02 |
| Legal Subdivision | MAPLE HILLS ADD |
| Legal Block | 3 |
| Legal Lot Number | 1,11-I |
| Jurisdiction | BREMER IA |
| Township / Civil Division | WAVERLY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4100 |
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Aug 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Apr 14, 2025 | Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage VERIDIAN CU |
| Aug 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| May 11, 2015 | Warranty Deed, Transfer · Line of Credit STATE BANK |
| Jul 19, 2010 | Legal Action/Court Order, Foreclosure · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Deed Document Number | 20251074 |
| Prior Transfer Date | Apr 11, 2025 |
| Prior Transfer Doc | 0020251073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020193271 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 20193271 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020192447 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 20192447 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Apr 14, 2025 |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020251073 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 20251073 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020251076 |
|---|---|
| Date | Apr 14, 2025 |
| Instrument | 20251076 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Aug 21, 2017 |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 02017/3216 |
| Book / Page | 2017 / 3216 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 20173216 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | May 11, 2015 |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020151834 |
| Instrument Date | May 11, 2015 |
| Instrument | 20151834 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020151835 |
|---|---|
| Date | May 11, 2015 |
| Instrument | 20151835 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0020151836 |
|---|---|
| Date | May 11, 2015 |
| Instrument | 20151836 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | NEW HAMPTON, IA 50659 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jun 1, 2020 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jul 19, 2010 |
| Property Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020102888 |
| Instrument Date | Jul 17, 2010 |
| Instrument | 20102888 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.80 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1001 3RD AVE NE, WAVERLY, IA 50677-2707 |
| Document Number | 0020102889 |
|---|---|
| Date | Jul 19, 2010 |
| Instrument | 20102889 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2040 |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Waverly City |
| Unified School District | Waverly-Shell Rock Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,660.00 (+2.58%) Homeowner's exemption | $222,230 (+15.96%) Land $36,040 Building $186,190 | $222,230 (+15.96%) Land $36,040 Building $186,190 |
| 2024 | $3,568.00 (+20.54%) | ||
| 2023 | $191,650 Land $31,800 Building $159,850 | $191,650 Land $31,800 Building $159,850 | |
| 2022 | $2,960.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 46 (1979–2016) |
| Claims Outside the SFHA | 4 of 46 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 10,394 people · EPA ID IA0990085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waverly Communications Utility Fiber | 10,000 / 10,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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