10065 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10065 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,519 sqft · built 2013
Lot Size0.162 acres (7,070 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (May 2013)
Tax Bill$6,811 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Dec 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN077775-0708

Property Details

APN / Parcel Number

Primary APN077775-0708
Alternative APN
  • U19312099D000010000820

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,519 sqft Living Area
Gross Area3,294 sqft
1st Floor Area2,519 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,070 sqft (0.162 acres)
Lot Dimensions117 ft deep x 60.5 ft wide
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750708
Street Address10065 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 82 BLOCK 10
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block10
Legal Lot Number82
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1036
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10065 CELTIC ASH DR, RUSKIN, FL 33573-6730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 6, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2013 · Amount on Record
Deed SaleMay 31, 2013 · Amount on Record
Deed Document Number2013210049
Deed Book / Page21912 / 1577
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10065 CELTIC ASH DR, RUSKIN, FL 33573-6730
Transaction TypeMortgage
Record UpdatedApr 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10065 CELTIC ASH DR, RUSKIN, FL 33573-6730

Mortgage

Document Number0000103464
DateMar 11, 2024
Instrument2024103464
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 15, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10065 CELTIC ASH DR, RUSKIN, FL 33573-6730
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0254070001
DateDec 6, 2017
Book Page25407/0001
Instrument2017467820
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 16, 2057

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10065 CELTIC ASH DR, RUSKIN, FL 33573-6730
Document Number0000494958
Instrument DateNov 9, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10065 CELTIC ASH DR RUSKIN FL 335736730, RUSKIN, FL 33573-6730

Mortgage

Document Number0000494958
DateNov 25, 2020
Instrument494958
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,498 (+2.7%)$365,731 (-3.83%) Land $91,055 Building $274,676
2025$6,811.00 (+13.2%) Homeowner's exemption$237,096 (+5.99%)$380,283 (+4.95%) Land $98,059 Building $282,224
2023$6,017.00 (+4.44%) Homeowner's exemption$223,703 (+3%)$362,341 (+3.91%) Land $91,055 Building $271,286
2022$5,761.00 Homeowner's exemption$217,187$348,700 Land $77,047 Building $271,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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