10064 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10064 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,256 sqft · built 2008
Lot Size	0.188 acres (8,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Feb 2009)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077775-0686`

Property Details

APN / Parcel Number

Primary APN	`077775-0686`
Alternative APN	`U19312099D000009000200`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,256 sqft Living Area
Gross Area	4,266 sqft
1st Floor Area	1,688 sqft
Upper Floors Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	117 ft deep x 52.5 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0777750686
Street Address	10064 CELTIC ASH DR
City	RUSKIN
State	FL
Zip	33573-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELMONT PHASE 1A LOT 20 BLOCK 9
Legal Range	20E
Legal Township	31S
Legal Section	19
Legal Subdivision	BELMONT PHASE 1A
Legal Tract	99D
Legal Block	9
Legal Lot Number	20
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1039
Census Tract	14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10064 CELTIC ASH DR, RUSKIN, FL 33573-6729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2009 · Amount on Record
Deed Sale	Feb 20, 2009 · Amount on Record
Deed Document Number	200958058
Deed Book / Page	19111 / 33
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10064 CELTIC ASH DR, RUSKIN, FL 33573-6729
Document Number	0000384915
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10064 CELTIC ASH DR RUSKIN FL 335736729, RUSKIN, FL 33573-6729

Mortgage

Document Number	0000384915
Date	Sep 19, 2020
Instrument	384915

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2040

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,347 (+2.7%)	$433,874 (-3.55%) Land $92,749 Building $341,125
2025	$2,530.00 (+17.95%) Disabled Person's exemption Veteran's exemption	$210,659 (+5.99%)	$449,859 (+3.86%) Land $99,883 Building $349,976
2023	$2,145.00 (+8.17%) Disabled Person's exemption Veteran's exemption	$198,759 (+3%)	$433,121 (+10.88%) Land $92,749 Building $340,372
2022	$1,983.00 Disabled Person's exemption Veteran's exemption	$192,970	$390,610 Land $68,243 Building $322,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	7 (2020–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20