1006 Willenborg St, Effingham, IL 62401 Property Records

Effingham County property record for 1006 Willenborg St, Effingham, IL 62401

Property Summary

Property TypeRural Home
Details1,848 sqft · built 2019
Lot Size12.9 acres (565,409 sqft)
OwnerIndividual Name on Record
Tax Bill$4,263 (2025)
Deeds & MortgagesApr 2023 Mortgage
Oct 2018 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-12-022-084

Property Details

APN / Parcel Number

Primary APN12-12-022-084

Interior

Stories1 Story
Building Area1,848 sqft Base Area
1st Floor Area1,848 sqft
Basement Area1,848 sqft
Unfinished Basement1,848 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area565,409 sqft (12.9 acres)

Location & Zoning

Street Address1006 WILLENBORG ST
CityEFFINGHAM
StateIL
Zip62401-4686
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT W 850.36FT NW NW LYING S OF CENTERLINE OF CREEK AS RECORDED POS 341/232 3413/229 2195/56 2195/47 1401/60 949/118 660/243
Legal SubdivisionCENTERLINE OF CREEK
JurisdictionEFFINGHAM IL
Township / Civil DivisionTEUTOPOLIS
Census Block Group1
Census Block1079
Census Tract950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK
Oct 9, 2018Deed of Trust, Mortgage · Construction Mortgage
WASHINGTON SAVINGS BANK
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON SAVINGS BANK
Aug 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686

Mortgage

Document Number003848/109
DateApr 3, 2023
Book Page3848/109
Instrument202323001048
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term83 Months
DueMar 30, 2030

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3420/119
DateOct 9, 2018
Book Page3420/119
Instrument201801804227
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueJul 10, 2019
Interest
Rate3.25%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3615/301
DateSep 28, 2020
Book Page3615/301
Instrument202020005391
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address1006 WILLENBORG ST, EFFINGHAM, IL 62401-4686
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3485/011
DateAug 1, 2019
Book Page3485/011
Instrument201901902951
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate8.75%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionTeutopolis Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,263.00 (+6,458.46%)$93,090 (+34.46%) Land $9,490 Building $83,600$279,270 (+34.46%) Land $28,470 Building $250,800
2022$65.00 Homeowner's exemption$69,230 Land $6,700 Building $62,530$207,690 Land $20,100 Building $187,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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