2201 Willenborg St, Effingham, IL 62401 Property Records

Effingham County property record for 2201 Willenborg St, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	56,553 sqft · built 1998
Lot Size	7.13 acres (310,583 sqft)
Owner	Company Name on Record
Tax Bill	$91,437 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-016-042`

Property Details

APN / Parcel Number

Primary APN	`03-11-016-042`

Interior

Units	9 Units
Building Area	56,553 sqft Base Area
1st Floor Area	56,553 sqft
Basement Area	56,553 sqft
Unfinished Basement	57,753 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	310,583 sqft (7.13 acres)

Location & Zoning

Street Address	2201 WILLENBORG ST
City	EFFINGHAM
State	IL
Zip	62401-4603
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 815FT OF S 875FT OF E 415FT OF SE NE 993/151 948/29 933/318 907/329
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1054
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2201 WILLENBORG ST, 2, EFFINGHAM, IL 62401-4685
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Oct 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2201 WILLENBORG ST, EFFINGHAM, IL 62401-4651
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3685/32
Date	May 11, 2021
Book Page	3685/32
Instrument	202121002331

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2201 WILLENBORG ST, EFFINGHAM, IL 62401-4651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3617/326
Date	Oct 5, 2020
Book Page	3617/326
Instrument	202020005535

Lender

Name	CROSSROADS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 2, 2021

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$91,437.00 (+12.64%)	$1,622,950 (+1.77%) Land $92,390 Building $1,530,560	$4,868,850 (+1.77%) Land $277,170 Building $4,591,680
2022	$81,179.00	$1,594,720 Land $90,780 Building $1,503,940	$4,784,160 Land $272,340 Building $4,511,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon, Wisper ISP.

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