St. Clair County property record for 1006 Coachlight Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,305 sqft · built 1994 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $502,000 (Sep 2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| APN | 04-16-0-304-014 |
| Primary APN | 04-16-0-304-014 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,305 sqft Living Area |
| Basement Area | 1,310 sqft |
| Unfinished Basement | 1,310 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 710 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 504 sqft |
|---|---|
| Patio Area | 504 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 1006 COACHLIGHT RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNBURY HILL 2ND ADD LOT/SEC-34 DOC A02734935 |
| Legal Subdivision | THORNBURY HILL 2ND ADD |
| Legal Block | 304 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 504353 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1006 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · VA Mortgage HOME LENDING |
| Jan 28, 2022 | Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Jan 28, 2022 · Amount on Record |
| Deed Document Number | 20262894514 |
| Prior Transfer Date | Jan 26, 2022 |
| Prior Transfer Doc | 0A02734935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 2, 2026 |
| Property Address | 1006 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 0002894514 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262894514 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76,053.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1006 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Date | Sep 2, 2026 |
|---|
| Name | HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jan 28, 2022 |
| Property Address | 1006 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 0A02734935 |
| Map Reference | MB 91 PG 17 |
| Instrument Date | Jan 26, 2022 |
| Instrument | A02734935 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1006 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 0A02734936 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | A02734936 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $160,879 (+11.01%) Land $26,411 Building $134,468 | $482,637 (+11.01%) Land $79,233 Building $403,404 |
| 2024 | $144,928 (+22.55%) Land $24,093 Building $120,835 | $434,784 (+22.55%) Land $72,279 Building $362,505 |
| 2022 | $118,260 Land $19,660 Building $98,600 | $354,780 Land $58,980 Building $295,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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