St. Clair County property record for 1022 Coachlight Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,495 sqft · built 1995 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (May 2021) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2017 Mortgage |
| APN | 04-16-0-304-037 |
| Primary APN | 04-16-0-304-037 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,495 sqft Living Area |
| Basement Area | 1,483 sqft |
| Unfinished Basement | 1,483 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Mixed |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 154 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|
| Street Address | 1022 COACHLIGHT RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THORNBURY HILL 2ND ADD LOT/SEC-38 LT 38 DOC A02699506 |
| Legal Subdivision | THORNBURY HILL 2ND ADD |
| Legal Block | 304 |
| Legal Lot Number | 38 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 504353 |
1022 Coachlight Rd is owned and occupied by two individuals who bought it in May 2021.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1022 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Aug 25, 2017 | Deed of Trust, Mortgage · VA Mortgage SCOTT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Prior Sale | May 22, 2001 · Amount on File |
| Deed Document Number | 20212699506 |
| Prior Transfer Date | Jun 11, 2002 |
| Prior Transfer Doc | 0001684741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 11, 2021 |
| Property Address | 1022 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 0A02699506 |
| Map Reference | MB 91 PG 17 |
| Instrument Date | Apr 5, 2021 |
| Instrument | A02699506 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1022 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 0A02699507 |
|---|---|
| Date | May 11, 2021 |
| Instrument | A02699507 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1022 COACHLIGHT RD, O FALLON, IL 62269-6806 |
| Document Number | 00A2550296 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1022 COACHLIGHT RD O FALLON IL 622696806, O FALLON, IL 62269-6806 |
| Document Number | 00A2550296 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2550296 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Rate | 3.37% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $165,828 Land $26,948 Building $138,880 | $497,484 Land $80,844 Building $416,640 |
| 2022 | $122,060 Land $20,060 Building $102,000 | $366,180 Land $60,180 Building $306,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1022 Coachlight Rd; there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1022 Coachlight Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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