10059 Cove Pointe Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 10059 Cove Pointe Rd, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,932 sqft · built 1989
Lot Size	3.5 acres (152,800 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Mar 2024)
Tax Bill	$6,944 (2026)
Deeds & Mortgages	Jun 2026 Transfer Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`991990010080009`

Property Details

APN / Parcel Number

Primary APN	`991990010080009`
Alternative APNs	`99270528` `181322` `51109`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
Gross Area	584 sqft
1st Floor Area	1,932 sqft
Basement Area	1,348 sqft
Finished Basement	1,348 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	152,800 sqft (3.5 acres)
View / Lot	Waterfront / Beach
Garage Area	936 sqft
Driveway	Driveway
Porch	Slab
Deck Area	138 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	181322
Street Address	10059 COVE POINTE RD
City	BRAINERD
State	MN
Zip	56401-6180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 1 & UNDIVIDED 1/8 INTEREST IN OUTLOTS A & B.
Legal Range	28W
Legal Township	134
Legal Section	27
Legal Subdivision	COVE POINTE
Legal Block	1
Legal Lot Number	8
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	2
Census Block	2022
Census Tract	950901

Owner

Source: Crow Wing County records · APN 991990010080009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 08, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Mar 20, 2024 · Amount on Record
Deed Document Number	2024994753
Prior Transfer Date	Jul 05, 2023
Prior Transfer Doc	0000986028
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 18, 2026
Property Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180
Document Number	0001025333
Instrument Date	Jun 03, 2026
Instrument	20261025333
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180

Mortgage

Document Number	0000281881
Date	Jul 08, 2025
Instrument	281881

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10059 COVE POINTE RD, BRAINERD, MN 56401-6180

Mortgage

Document Number	0001011978
Date	Jul 17, 2025
Instrument	1011978

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,944.00 (+11.46%)	$1,033,900 (-3.93%) Land $603,800 Building $430,100	$1,033,900 (-3.93%) Land $603,800 Building $430,100
2025		$1,076,200 (+5.59%) Land $644,200 Building $432,000	$1,076,200 (+5.59%) Land $644,200 Building $432,000
2023	$6,230.00 Homeowner's exemption	$1,019,200 Land $580,700 Building $438,500	$1,019,200 Land $580,700 Building $438,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), as of August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Pointe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures