Crow Wing County property record for 10047 Cove Pointe Rd, Brainerd, MN 56401 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,291 sqft Living Area |
| Lot Size | 62,200 sqft (1.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $850,000 (2026) |
| Tax Bill | $6,340.00 (2026) |
| Primary APN | 991990010060009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,291 sqft Living Area |
| 1st Floor | 1,895 sqft 1st Floor |
| Basement Area | 984 sqft Basement |
| Finished Basement | 984 sqft Finished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 62,200 sqft (1.42 acres) |
| Driveway | Driveway |
| Garage Area | 1,504 sqft Garage |
| Deck Area | 190 sqft Deck |
| Porch Area | 288 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Heating System | Central Heating |
|---|
| Account Number | 163307 |
|---|---|
| Street Address | 10047 COVE POINTE RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6180 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 1 & OUTLOT I & UNDIVIDED 1/8 INTEREST IN OUTLOTS A & B. |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 27 |
| Legal Subdivision | COVE POINTE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CROW WING MN |
| Minor Civil Division | FIRST ASSESSMENT |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950901 |
Source: Crow Wing County records · APN 991990010060009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10047 COVE POINTE RD, B, BRAINERD, MN 56401-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2026 | Certificate of Transfer, Transfer |
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jun 30, 2026 | Warranty Deed, Transfer NORTH TITLE, GREAT NORTH TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2026 · Amount on Record |
| Deed Doc Number | 20261025822 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jul 10, 2026 |
| Property Address | 10047 COVE POINTE RD, BRAINERD, MN 56401-6180 |
| Document Number | 0000117942 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026117942 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 25, 2026 |
| Property Address | 10047 COVE POINTE RD, BRAINERD, MN 56401-6180 |
| Document Number | 0000286528 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026286528 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NORTH TITLE, GREAT NORTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $283,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10047 COVE POINTE RD, BRAINERD, MN 56401-6180 |
| Document Number | 0000286528, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026286528 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Date | Jun 25, 2026 |
|---|
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 01, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 10047 COVE POINTE RD, BRAINERD, MN 56401-6180 |
| Document Number | 0001025822 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20261025822 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NORTH TITLE, GREAT NORTH TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $283,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10047 COVE POINTE RD, BRAINERD, MN 56401-6180 |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,340.00 (+1.28%) | $946,100 (-4.42%) Land $381,200 Building $564,900 | $946,100 (-4.42%) Land $381,200 Building $564,900 |
| 2025 | $989,900 (+2.87%) Land $403,700 Building $586,200 | $989,900 (+2.87%) Land $403,700 Building $586,200 | |
| 2023 | $6,260.00 Homeowner's exemption | $962,300 Land $378,800 Building $583,500 | $962,300 Land $378,800 Building $583,500 |
10047 Cove Pointe Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Crow Wing County (27035C), updated August 15, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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