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10054 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10054 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,228 sqft · built 1991
Lot Size3.44 acres (149,846 sqft)
Owner2 Individual Names on File
Tax Bill$6,252 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Sep 2019 Mortgage
Flood ZoneZone AE (high risk)
APN10-00-001-101-057

Property Details

APN / Parcel Number

Primary APN10-00-001-101-057

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,228 sqft Living Area
1st Floor Area1,780 sqft
2nd Floor Area1,400 sqft
Attic Area176 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area149,846 sqft (3.44 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area700 sqft
PorchOpen Porch
Porch Area302 sqft
Deck Area1,607 sqft
Patio Area2,101 sqft
Gazebo302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10054 W RIDGE RD
CityELYRIA
StateOH
Zip44035-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-10-001B -002-00
Legal Block101
Legal Lot Number1
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group1
Census Block1017
Census Tract71500

Owner

Source: Lorain County records · APN 10-00-001-101-057

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10054 W RIDGE RD, ELYRIA, OH 44035-6831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address10054 W RIDGE RD, ELYRIA, OH 44035-6831
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210828462
DateJul 14, 2021
Instrument2021-0828462
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address10054 W RIDGE RD, ELYRIA, OH 44035-6831
Document Number0000730133
Instrument DateSep 07, 2019
Transaction TypeMortgage
Record UpdatedOct 01, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10054 W RIDGE RD ELYRIA OH 440356831, ELYRIA, OH 44035-6831

Mortgage

Document Number0000730133
DateSep 13, 2019
Instrument730133
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 12, 2029

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,252.00$158,550 (%) Land $22,700 Building $135,850$453,010 (-) Land $64,860 Building $388,150
2024$6,252.00 (-1.96%)$158,554 (+21.34%) Land $22,701 Building $135,853$453,010 (+21.34%) Land $64,860 Building $388,150
2023$6,377.00 (+0.74%)$130,666 (%) Land $23,706 Building $106,960$373,330 (-) Land $67,730 Building $305,600
2022$6,330.00$130,670 Land $23,710 Building $106,960
2021$373,330 Land $67,730 Building $305,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930715001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011, river or lake flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 31% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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