10022 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10022 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1977
Lot Size	2.33 acres (101,930 sqft)
Owner	Owner Name on File
Last Sale	$70,000 (Sep 2012)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-00-001-101-058`

Property Details

APN / Parcel Number

Primary APN	`10-00-001-101-058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	101,930 sqft (2.33 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10022 W RIDGE RD
City	ELYRIA
State	OH
Zip	44035-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.34 A. AC.CORR.PER SURV. R.FREDRICKSON #12-02465-D
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1003
Census Tract	71500

Owner

Source: Lorain County records · APN 10-00-001-101-058

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	10022 W RIDGE RD, ELYRIA, OH 44035-6831
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2012 · Amount on Record
Deed Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	2012003803
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	10022 W RIDGE RD, ELYRIA, OH 44035-6831
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210832250
Date	Aug 04, 2021
Instrument	2021-0832250

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00	$67,440 (+%) Land $19,500 Building $47,940	$192,680 (-) Land $55,700 Building $136,980
2024	$2,679.00 (+3.08%)	$67,438 (+27.74%) Land $19,495 Building $47,943	$192,680 (+27.74%) Land $55,700 Building $136,980
2023	$2,599.00 (+0.78%)	$52,795 (-0.01%) Land $20,360 Building $32,435	$150,840 (-) Land $58,170 Building $92,670
2022	$2,579.00	$52,800 Land $20,360 Building $32,440
2021			$150,840 Land $58,170 Building $92,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930715001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011, river or lake flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 31% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.