Garrett County property record for 1005 Sutter Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,060 sqft · built 2005 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $403,600 (Feb 2020) |
| Tax Bill | $7,710 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-021997 |
| Primary APN | 16-021997 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,060 sqft Total Area |
| Basement Area | 1,781 sqft |
| Finished Basement | 1,781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 62 sqft |
| Deck Area | 378 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 021997 |
|---|---|
| Street Address | 1005 SUTTER LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 89733 SQ FT LOT C THE OAKS SUB |
| Legal Subdivision | THE OAKS SUB |
| Legal Lot Number | C |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 700 |
Source: Garrett County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1005 SUTTER LN, OAKLAND, MD 21550-1463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK |
| Jun 5, 2023 | Deed of Trust, Mortgage THE WILLIAM G WEISSGERBER JR IRA |
| Feb 26, 2020 | Grant Deed, Transfer WILLIAM G JR WEISSGERBER |
| Feb 8, 2018 | Deed of Trust, Mortgage WILLIAM G JR WEISSGERBER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Nov 14, 2003 · Amount on Record |
| Deed Book / Page | 2189 / 450 |
| Transfer Doc | 0000000202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 30, 2026 |
| Property Address | 1005 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 2715000128 |
| Book / Page | 2715 / 128 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | DEER CREEK TITLE, DEEP CREEK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1005 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 2715000128, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 2715/128 |
| Name | FIRST UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1005 SUTTER LN, OAKLAND, MD 21550-1463 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0024920379 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 2492/379 |
| Name | THE WILLIAM G WEISSGERBER JR IRA |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 26, 2020 |
| Property Address | 1005 SUTTER LN, MT LAKE PARK, MD 21550-1463 |
| Document Number | 0021890450 |
| Book / Page | 002189 / 000450 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 SUTTER LN OAKLAND MD 215501463, OAKLAND, MD 21550-1463 |
| Document Number | 21890454 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 002189/000454 |
| Name | WILLIAM G JR WEISSGERBER |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1005 SUTTER LN, MT LAKE PARK, MD 21550-1463 |
| Document Number | 0020580016 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0020580016 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 002058/000016 |
| Name | WILLIAM G JR WEISSGERBER |
|---|
| Amount | Amount Recorded |
|---|
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Mountain Lake Park Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,710.00 (+11.58%) | $520,000 (+18.28%) | $548,600 (+8.48%) Land $39,500 Building $509,100 |
| 2023 | $6,910.00 | $439,633 | $505,700 Land $39,500 Building $466,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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