Garrett County property record for 1001 Sutter Ln, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,624 sqft · built 2000 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $785,000 (Jun 2026) |
| Tax Bill | $8,290 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Apr 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-022012 |
| Primary APN | 16-022012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,624 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 106,286 sqft (2.44 acres) |
| Garage Type | Mixed |
| Garage Area | 2,118 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 72 sqft |
| Patio Area | 1,334 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 022012 |
|---|---|
| Street Address | 1001 SUTTER LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106286 SQ FT LOT E THE OAKS SUB |
| Legal Subdivision | THE OAKS SUB |
| Legal Lot Number | E |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 700 |
1001 Sutter Ln is owned by a company that bought it in June 2026.
Source: Garrett County records, as of June 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed, Transfer DEER CREEK TITLE, DEEP CREEK TITLE |
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Sep 18, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Feb 5, 2018 | Loan Modification, Mortgage · Conventional Mortgage FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Nov 14, 2024 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 2688 / 377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jun 3, 2026 |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 0026880377 |
| Book / Page | 2688 / 377 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | DEER CREEK TITLE, DEEP CREEK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $792,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 0024860371 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 2486/371 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0021980026 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 2198/26 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 0021410216 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1001 SUTTER LN OAKLAND MD 215501463, OAKLAND, MD 21550-1463 |
| Document Number | 0021410216 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 002141/000216 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 0020970476 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1001 SUTTER LN MT LAKE PARK MD 215501463, MT LAKE PARK, MD 21550-1463 |
| Document Number | 0020970476 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 002097/000476 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1001 SUTTER LN, OAKLAND, MD 21550-1463 |
| Document Number | 0020570175 |
| Book / Page | 002057 / 000175 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1001 SUTTER LANE MTN LAKE PARK MD 21500, LAKE PARK, MD 21500 |
| Document Number | 0020570175 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 002057/000175 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | OAKLAND, MD 21550 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1001 Sutter Ln was $8,290.
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Mountain Lake Park Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,290.00 | $550,000 Land $40,100 Building $509,900 | $550,000 Land $40,100 Building $509,900 |
| 2023 | $7,074.00 Homeowner's exemption | $468,200 | $550,000 Land $40,100 Building $509,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Sutter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1001 Sutter Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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