1005 Simmon Tree Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1005 Simmon Tree Ct, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details4 bd · 3.5 ba · 2,799 sqft · built 2006
Lot Size0.205 acres (8,930 sqft)
OwnerIndividual on Record
Last Sale$335,000 (Nov 2016)
Tax Bill$3,583 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-114-517

Property Details

APN / Parcel Number

Primary APN07-114-517

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,799 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area8,930 sqft (0.205 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1005 SIMMON TREE CT
CityINDIAN TRAIL
StateNC
Zip28079-3227
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-2 INDIA
Legal Description#11 WADSWORTH PH2 MP1 OPCJ444
Legal SubdivisionWADSWORTH
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1011
Census Tract20316

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address1005 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Dec 16, 2019Quit Claim Deed, Transfer · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2016 · Amount on Record
Deed SaleNov 7, 2016 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Document Number201635008
Deed Book / Page6813 / 861
Last Transfer DateNov 25, 2019
Transfer Doc7540675
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1005 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7983507
DateFeb 9, 2021
Book Page7983/507
Instrument6076
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION NC
Recording DateDec 16, 2019
Property Address1005 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
Document Number7540675
Book / Page007540 / 000675
Instrument DateNov 25, 2019
Instrument39219
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 SIMMON TREE CT INDIAN TRAIL NC 280793227, INDIAN TRAIL, NC 28079-3227

Mortgage

Document Number7540679
DateDec 16, 2019
Book Page007540/000679
Instrument39220
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,583.00 (+13.03%)$541,800 (+42.65%) Land $106,700 Building $435,100$541,800 (+42.65%) Land $106,700 Building $435,100
2023$3,170.00$379,800 Land $72,000 Building $307,800$379,800 Land $72,000 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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