1002 Simmon Tree Ct, Indian Trail, NC 28079 Property Records

Union County property record for 1002 Simmon Tree Ct, Indian Trail, NC 28079 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,408 sqft · built 2006
Lot Size	0.233 acres (10,149 sqft)
Owner	Company Name on File
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-114-527`

Property Details

APN / Parcel Number

Primary APN	`07-114-527`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1002 SIMMON TREE CT
City	INDIAN TRAIL
State	NC
Zip	28079-3227
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#28 WADSWORTH PH2 MP1 OPCJ444
Legal Subdivision	WADSWORTH
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1011
Census Tract	20316

Owner

Source: Union County records · APN 07-114-527

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1002 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Intrafamily Transfer, Transfer
Jun 21, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 12, 2026
Transfer Doc	0009329381
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 19, 2026
Property Address	1002 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
Document Number	0009329381
Book / Page	9329 / 381
Map Reference	CAB J FILE 444
Instrument Date	Mar 12, 2026
Instrument	7191
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1002 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1002 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227
Transaction Type	Mortgage
Record Updated	Jul 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 SIMMON TREE CT, INDIAN TRAIL, NC 28079-3227

Mortgage

Document Number	8143124
Date	Jun 21, 2021
Book Page	8143/124
Instrument	29193

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,005.00 (+14.4%)	$606,600 (+44.39%) Land $106,700 Building $499,900	$606,600 (+44.39%) Land $106,700 Building $499,900
2023	$3,501.00	$420,100 Land $72,000 Building $348,100	$420,100 Land $72,000 Building $348,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Uniti Group	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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