Buchanan County property record for 1005 Powell St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft · built 2002 |
| Lot Size | 0.209 acres (9,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2023 Mortgage + 2 more |
| APN | 06-3.0-08-001-003-041.000 |
| Primary APN | 06-3.0-08-001-003-041.000 |
|---|
| Building Area | 1,362 sqft Base Area |
|---|---|
| 1st Floor Area | 1,362 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 9,120 sqft (0.209 acres) |
| Lot Dimensions | 120 ft deep x 76 ft wide |
| Street Address | 1005 POWELL ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SAINT JOSEPH IMPROVEMENT LOT:22 BLK:10LGL DESC:& L 23-24 |
| Legal Subdivision | SAINT JOSEPH IMPROVEMENT |
| Legal Block | 10 |
| Legal Lot Number | 22 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1100 |
Source: Buchanan County records · APN 06-3.0-08-001-003-041.000
Assessment roll updated November 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC |
| May 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| May 18, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2023 |
| Deed Sale | May 18, 2023 |
| Deed Document Number | 20233521 |
| Deed Book / Page | 3787 / 7 |
| Prior Transfer Date | Apr 26, 2022 |
| Prior Transfer Doc | 0000003923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Document Number | 0003787/46 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 3787/46 |
| Instrument | 2023003560 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0003787/45 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 3787/45 |
| Instrument | 2023003559 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 18, 2023 |
| Property Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Document Number | 00003787/7 |
| Book / Page | 3787 / 7 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023003521 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Document Number | 2023003559 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023003559 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1005 POWELL ST, SAINT JOSEPH, MO 64501-1454 |
| Document Number | 003775/279 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 3775/279 |
| Instrument | 2022003871 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (+0.08%) | $17,460 (+6.85%) Land $1,330 Building $16,130 | $91,900 (+6.89%) Land $7,000 Building $84,900 |
| 2024 | $1,243.00 (+16.6%) | ||
| 2023 | $1,066.00 (-0.65%) | $16,340 (-) Land $1,330 Building $15,010 | $85,980 (-) Land $7,000 Building $78,980 |
| 2022 | $1,073.00 | $16,340 Land $1,330 Building $15,010 | |
| 2021 | $85,980 Land $7,000 Building $78,980 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cathedral Hill Historic District listed 2000 · 311 contributing resources · NRIS 00000691 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: United Electric Cooperative.
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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