1003 Powell St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1003 Powell St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Line of Credit
APN	`06-3.0-08-001-003-041.001`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-003-041.001`

Interior

Building Area	1,362 sqft Base Area
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Location & Zoning

Street Address	1003 POWELL ST
City	SAINT JOSEPH
State	MO
Zip	64501-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH IMPROVEMENT LOT:25 BLK:10LGL DESC:& L 26-27
Legal Subdivision	SAINT JOSEPH IMPROVEMENT
Legal Block	10
Legal Lot Number	25
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2015
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Hill Historic District listed 2000 · 311 contributing resources · NRIS 00000691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1003 POWELL ST, SAINT JOSEPH, MO 64501-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit HOLY ROSARY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 2, 2013
Transfer Doc	03441/0732
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Aug 11, 2026
Property Address	1003 POWELL ST, SAINT JOSEPH, MO 64501-1454
Document Number	0000006563
Book / Page	3821 / 303
Instrument Date	Aug 5, 2026
Instrument	20266563
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 POWELL ST, SAINT JOSEPH, MO 64501-1454

Mortgage

Document Number	0000006563,
Date	Aug 11, 2026
Book Page	3821/303
Instrument	20266563

Lender

Name	UMB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.82%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1003 POWELL ST, SAINT JOSEPH, MO 64501-1454
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 POWELL ST, SAINT JOSEPH, MO 64501-1454

Mortgage

Document Number	003795/601
Date	Mar 22, 2024
Book Page	3795/601
Instrument	2024001979

Lender

Name	HOLY ROSARY CU
Type	Credit Union
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00	$17,810 (+9%) Land $1,330 Building $16,480	$93,760 (+9.05%) Land $7,000 Building $86,760
2024	$1,185.00 (+11.16%)
2023	$1,066.00 (-0.65%)	$16,340 (-) Land $1,330 Building $15,010	$85,980 (-) Land $7,000 Building $78,980
2022	$1,073.00	$16,340 Land $1,330 Building $15,010
2021			$85,980 Land $7,000 Building $78,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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