1005 Mandalay Beach Rd, Oxnard, CA 93035 Property Records

Ventura County property record for 1005 Mandalay Beach Rd, Oxnard, CA 93035

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,152 sqft · built 2003
Lot Size0.066 acres (2,880 sqft)
OwnerCompany Name on Record
Last Sale$3,450,000 (Oct 2018)
Tax Bill$47,442 (2025)
Deeds & MortgagesAug 2019 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN191-0-051-425

Property Details

APN / Parcel Number

Primary APN191-0-051-425
Alternative APN
  • 1910051265

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,152 sqft Living Area
1st Floor Area1,669 sqft
2nd Floor Area1,483 sqft
Basement Area284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area2,880 sqft (0.066 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces
Deck Area385 sqft
Patio Area770 sqft

Location & Zoning

Street Address1005 MANDALAY BEACH RD
CityOXNARD
StateCA
Zip93035-1880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRBF
Legal DescriptionTRACT: 438000 LOT: 31 REF: 117MR 97
Legal Tract438000
Legal Block51
Legal Lot Number31
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2000
Census Tract3615

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3643 LANG RANCH PKWY, PY, THOUSAND OAKS, CA 91362-4979
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2019Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Oct 2, 2018Grant Deed, Transfer · ARM
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on Record
Deed SaleOct 2, 2018 · Amount on Record
Prior SaleNov 21, 2003 · Amount on Record
Deed Document Number2018112098
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1005 MANDALAY BEACH RD, OXNARD, CA 93035-1880
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088716
DateAug 5, 2019
Instrument20190805-00088716
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change4.75%
Index1-Year LIBOR
Max Rate7.75%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateOct 2, 2018
Property Address1005 MANDALAY BEACH RD, OXNARD, CA 93035-1880
Document Number0000112098
Map ReferenceMB117 PG97-103
Instrument DateSep 6, 2018
Instrument20181002-00112098
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3643 LANG RANCH PKWY, THOUSAND OAKS, CA 91362-4979

Mortgage

Document Number0000112099
DateOct 2, 2018
Instrument20181002-00112099
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Type Change DateNov 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,925,508 (+2%) Land $2,551,583 Building $1,373,925
2025$47,442.00 (+2.22%)$3,848,538 (+4.04%) Land $2,501,552 Building $1,346,986
2024$46,410.00 (+3.81%)
2023$44,707.00 (+3.12%)$3,699,096 Land $2,404,414 Building $1,294,682
2022$43,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 units insured
incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mandalay Beach Rd

Nearby Streets

Search Property Records by Address or Parcel Number