1005 Gamble Ln, Escondido, CA 92029 Property Records

San Diego County property record for 1005 Gamble Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 1975
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$5,741 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2022 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`238-090-01-00`

Property Details

APN / Parcel Number

Primary APN	`238-090-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1005 GAMBLE LN
City	ESCONDIDO
State	CA
Zip	92029-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 TR 003524
Legal Subdivision	LYLES PARK
Legal Tract	003524
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20405

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage JACQUELINE L SIMPSON
Aug 29, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Feb 12, 2021	Intrafamily Transfer, Transfer
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 23, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 23, 2022
Transfer Doc	0000345481
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436

Mortgage

Document Number	0000387509
Date	Oct 4, 2022
Instrument	2022-0387509

Lender

Name	JACQUELINE L SIMPSON
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2022
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Document Number	0000345481
Map Reference	MAP 3524
Instrument Date	Jul 23, 2022
Instrument	2022-0345481
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436

Mortgage

Document Number	0000345482
Date	Aug 29, 2022
Instrument	2022-0345482

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2021
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Document Number	0000113189
Map Reference	MAP 3524
Instrument Date	Feb 6, 2021
Instrument	2021-0113189
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 12, 2021
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Document Number	0000113190
Map Reference	MAP 3524
Instrument Date	Jan 28, 2021
Instrument	2021-0113190
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436

Mortgage

Document Number	0000113191
Date	Feb 12, 2021
Instrument	2021-0113191

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Document Number	0000149509
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1005 GAMBLE LN ESCONDIDO CA 920294436, ESCONDIDO, CA 92029-4436

Mortgage

Document Number	0000149509
Date	Apr 4, 2017
Instrument	149509

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.41%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1005 GAMBLE LN, ESCONDIDO, CA 92029-4436
Document Number	0000149508
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1005 GAMBLE LN ESCONDIDO CA 920294436, ESCONDIDO, CA 92029-4436

Mortgage

Document Number	0000149508
Date	Apr 4, 2017
Instrument	149508

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.41%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,398 (+2%) Land $306,190 Building $212,208
2025	$5,741.00 (+2.08%) Homeowner's exemption	$508,235 (+4.04%) Land $300,187 Building $208,048
2024	$5,624.00 (+2.44%)
2023	$5,490.00 (+617.65%) Homeowner's exemption	$488,501 Land $288,531 Building $199,970
2022	$765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1983)
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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