1038 Gamble Ln, Escondido, CA 92029 Property Records

San Diego County property record for 1038 Gamble Ln, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1958
Lot Size	0.441 acres (19,194 sqft)
Owner	Company Name on Record
Last Sale	$124,500 (Nov 1988)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Jan 2019 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-400-06-00`

Property Details

APN / Parcel Number

Primary APN	`236-400-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Built-Up Asphalt
Lot Area	19,194 sqft (0.441 acres)
Lot Dimensions	236 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1038 GAMBLE LN
City	ESCONDIDO
State	CA
Zip	92029-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 6 TR 003640
Legal Subdivision	HOMELAND VISTA
Legal Tract	003640
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20404

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 14, 2019	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Jan 9, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1988 · Amount on Record
Deed Sale	Nov 4, 1988 · Amount on Record
Prior Sale	Jul 31, 1987 · Amount on Record
Deed Document Number	1988567968
Last Transfer Date	Nov 2, 2011
Transfer Doc	0000601747
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437

Mortgage

Document Number	0000329354
Date	Nov 20, 2025
Instrument	2025-0329354

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	849 Months
Due	Aug 17, 2096

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437

Mortgage

Document Number	0000013856
Date	Jan 14, 2019
Instrument	2019-0013856

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	931 Months
Due	Aug 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.96%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1038 GAMBLE LN, ESCONDIDO, CA 92029-4437
Document Number	0000013857
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 GAMBLE LN ESCONDIDO CA 920294437, ESCONDIDO, CA 92029-4437

Mortgage

Document Number	0000013857
Date	Jan 14, 2019
Instrument	13857

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Jan 13, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.96%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$238,264 (+2%) Land $89,056 Building $149,208
2025	$2,654.00 (+4.57%) Homeowner's exemption	$233,593 (+4.04%) Land $87,310 Building $146,283
2023	$2,538.00 (+1.32%) Homeowner's exemption	$224,524 Land $83,921 Building $140,603
2022	$2,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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