1005 Edgewater Dr, Garner, NC 27529 Property Records

Wake County property record for 1005 Edgewater Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,915 sqft · built 2010
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Owner Names on File
Last Sale	$74,000 (Jan 2010)
Tax Bill	$4,446 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1609.02-95-2514 0364371`

Property Details

APN / Parcel Number

Primary APN	`1609.02-95-2514 0364371`
Alternative APN	`0364371`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,915 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	60,548 sqft (1.39 acres)
Garage Area	616 sqft
Porch	Porch
Porch Area	280 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0364371
Street Address	1005 EDGEWATER DR
City	GARNER
State	NC
Zip	27529-7159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80W
Legal Description	LO11 HERON POINT PH1 BM2007-01641
Legal Township	15
Legal Subdivision	HERON POINT PH 1
Legal Phase	1
Legal Lot Number	11
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1007
Census Tract	52903

Owner

The current owner of 1005 Edgewater Dr bought it in January 2010.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Owner Names on File
Mailing Address	1005 EDGEWATER DR, GARNER, NC 27529-7159

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Aug 23, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2010 · Amount on File
Deed Sale	Jan 15, 2010 · Amount on File
Deed Document Number	0138252617
Deed Book / Page	13825 / 2617
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1005 EDGEWATER DR, GARNER, NC 27529-7159
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018214/885
Date	Nov 30, 2020
Book Page	18214/885

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1005 EDGEWATER DR, GARNER, NC 27529-7159
Document Number	175531228
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1005 EDGEWATER DR GARNER NC 275297159, GARNER, NC 27529-7159

Mortgage

Document Number	175531228
Date	Aug 26, 2019
Book Page	017553/001228

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2039

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1005 EDGEWATER DR, GARNER, NC 27529-7159
Document Number	173880496
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 EDGEWATER DR GARNER NC 275297159, GARNER, NC 27529-7159

Mortgage

Document Number	173880496
Date	Mar 20, 2019
Book Page	017388/000496

Lender

Name	STATE EMPS CU
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,446.00	$567,708 Land $100,000 Building $467,708	$567,708 Land $100,000 Building $467,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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