928 Edgewater Dr, Garner, NC 27529 Property Records

Wake County property record for 928 Edgewater Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,858 sqft · built 2017
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jul 2016)
Tax Bill	$4,794 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1609.02-96-2183 0364376`

Property Details

APN / Parcel Number

Primary APN	`1609.02-96-2183 0364376`
Alternative APN	`0364376`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,858 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	56,628 sqft (1.3 acres)
Garage Area	504 sqft
Porch	Porch
Porch Area	395 sqft
Deck Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0364376
Street Address	928 EDGEWATER DR
City	GARNER
State	NC
Zip	27529-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80W
Legal Description	LO16 HERON POINT PH1 BM2007-01640
Legal Township	15
Legal Subdivision	HERON POINT PH 1
Legal Phase	1
Legal Lot Number	16
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	1
Census Block	1010
Census Tract	52903

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	928 EDGEWATER DR, GARNER, NC 27529-7149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU
Feb 5, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2016 · Amount on Record
Deed Sale	Jul 15, 2016 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	0016457843
Deed Book / Page	16457 / 843
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	928 EDGEWATER DR, GARNER, NC 27529-7149
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17950/2742
Date	Jul 6, 2020
Book Page	17950/2742

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	928 EDGEWATER DR, GARNER, NC 27529-7149
Document Number	175721178
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 EDGEWATER DR GARNER NC 275297149, GARNER, NC 27529-7149

Mortgage

Document Number	175721178
Date	Sep 12, 2019
Book Page	017572/001178

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	928 EDGEWATER DR, GARNER, NC 27529-7149
Document Number	170411286
Book / Page	017041 / 001286
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	928 EDGEWATER DR GARNER NC 27529, GARNER, NC 27529

Mortgage

Document Number	170411286
Date	Feb 9, 2018
Book Page	017041/001286

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WAKE NC
Recording Date	Jun 13, 2017
Property Address	928 EDGEWATER DR, GARNER, NC 27529-7149
Book / Page	016812 / 000989
Instrument Date	Jun 13, 2017
Transaction Type	Construction Loan
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 EDGEWATER DR GARNER NC 275297149, GARNER, NC 27529-7149

Mortgage

Document Number	168120989
Date	Jun 13, 2017
Book Page	016812/000989

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,794.00	$612,333 Land $100,000 Building $512,333	$612,333 Land $100,000 Building $512,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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