1005 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1005 E Main St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,012 sqft · built 1908
Lot Size	0.117 acres (5,100 sqft)
Owner	Company Name on Record
Last Sale	$118,500 (Dec 2021)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-104-008`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-104-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,012 sqft Building Perimeter
1st Floor Area	1,012 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Material	Other
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	453 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1005 E MAIN ST
City	URBANA
State	IL
Zip	61802-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 JOHNSONS, TEDDY G., ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	JOHNSONS, TEDDY G., ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4004
Census Tract	5500

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1005 E MAIN ST, URBANA, IL 61802-2825
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK
May 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FISHER NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	202128710
Last Transfer Date	Sep 11, 2024
Transfer Doc	0000013897
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 9, 2021
Property Address	1005 E MAIN ST, URBANA, IL 61802-2825
Document Number	0000028710
Map Reference	MB C PG 44
Instrument Date	Dec 6, 2021
Instrument	2021R28710
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 ORCHARD DR, MAHOMET, IL 61853-3324

Mortgage

Document Number	0000028711
Date	Dec 9, 2021
Instrument	2021R28711

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 24, 2019
Property Address	1005 E MAIN ST, URBANA, IL 61802-2825
Document Number	0000007614
Map Reference	MB C PG 44
Instrument Date	May 20, 2019
Instrument	2019R07614
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E MAIN ST, URBANA, IL 61802-2825

Mortgage

Document Number	0000007615
Date	May 24, 2019
Instrument	2019R07615

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+3.72%)	$38,850 (+5.8%) Land $10,150 Building $28,700	$116,550 (+5.8%) Land $30,450 Building $86,100
2024	$3,787.00 (+6.29%)	$36,720 (+19.03%) Land $9,590 Building $27,130	$110,160 (+19.03%) Land $28,770 Building $81,390
2023	$3,563.00 (+32.5%)
2022	$2,689.00 Homeowner's exemption	$30,850 Land $8,060 Building $22,790	$92,550 Land $24,180 Building $68,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures