Champaign County property record for 1004 E Main St, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,295 sqft · built 1941 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,477 (2024) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21-09-355-016 |
| Primary APN | 91-21-09-355-016 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,295 sqft Building Perimeter |
| 1st Floor Area | 1,295 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Deck Area | 50 sqft |
| Heating System | Central |
|---|
| Street Address | 1004 E MAIN ST |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT 21 DAVIS, N.W., 2ND ADD |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 09 |
| Legal Subdivision | DAVIS, N.W., 2ND ADD AND OTHER LAND |
| Legal Lot Number | 21 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5500 |
Source: Champaign County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 E MAIN ST, URBANA, IL 61802-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1004 E MAIN ST, URBANA, IL 61802-2826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023935 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017R23935 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,070 (+25.92%) Land $4,550 Building $30,520 | $105,210 (+25.92%) Land $13,650 Building $91,560 | |
| 2024 | $2,477.00 (+19.09%) | ||
| 2022 | $2,080.00 Homeowner's exemption Additional exemption filed | $27,850 Land $3,610 Building $24,240 | $83,550 Land $10,830 Building $72,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.
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