1005 Circle Dr, Ardmore, OK 73401 Property Records

Carter County property record for 1005 Circle Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2019)
Tax Bill	$1,696 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1330-00-14A-006-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1330-00-14A-006-0-001-00`
Alternative APN	`7530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7530
Street Address	1005 CIRCLE DR
City	ARDMORE
State	OK
Zip	73401-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TOWER HILL, BLK 14A LOT 7 E 120 (71.5X120) LOT 8 E 120 S 10.5(10.5X120)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	TOWER HILL ADDN
Legal Block	14A
Legal Lot Number	7,8
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3008
Census Tract	892601

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 29, 2019	Joint Tenancy Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2018	Sheriff's Deed, Foreclosure
May 2, 2016	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20196216
Deed Book / Page	6724 / 206
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	006724/206
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006881/87
Date	May 21, 2020
Book Page	6881/87
Instrument	2020-005502

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007020/298
Date	Apr 6, 2021
Book Page	7020/298
Instrument	2021-003430

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Sep 1, 2049

May 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	May 29, 2019
Property Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Document Number	006724/206
Book / Page	6724 / 206
Instrument Date	May 23, 2019
Instrument	2019-006216
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319

Mortgage

Document Number	2019006217
Date	May 29, 2019
Instrument	2019-006217

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CARTER OK
Recording Date	Jul 26, 2018
Property Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Document Number	006577/298
Book / Page	6577 / 298
Instrument Date	Jul 17, 2018
Instrument	2018-007810
Transaction Type	Foreclosure
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

May 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 2, 2016
Property Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319
Document Number	006243/022
Book / Page	6243 / 022
Instrument Date	Apr 29, 2016
Instrument	2016-005371
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 CIRCLE DR, ARDMORE, OK 73401-1319

Mortgage

Document Number	2016005372
Date	May 2, 2016
Instrument	2016-005372

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,847 (+5%) Land $2,400 Building $15,447	$148,728 (+5%) Land $20,000 Building $128,728
2025	$1,696.00 (-0.06%)	$16,997 (+1.96%) Land $2,400 Building $14,597	$141,646 (-5.26%) Land $20,000 Building $121,646
2024	$1,697.00 (+8.16%)	$16,671 (+4.99%) Land $2,400 Building $14,271	$149,507 (+7.89%) Land $20,000 Building $129,507
2023	$1,569.00	$15,878 Land $2,400 Building $13,478	$138,574 Land $20,000 Building $118,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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