1002 Circle Dr, Ardmore, OK 73401 Property Records

Carter County property record for 1002 Circle Dr, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual on Record
Last Sale	$144,000 (Dec 2022)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Oct 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1330-00-14B-010-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1330-00-14B-010-0-001-00`
Alternative APN	`7545`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7545
Street Address	1002 CIRCLE DR
City	ARDMORE
State	OK
Zip	73401-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWER HILL, BLK 14B LOT 10 N 14 (14X135) LOT 11 S 66 (66X135)
Legal Subdivision	TOWER HILL ADDN
Legal Block	14B
Legal Lot Number	10,11
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3007
Census Tract	892601

Owner

Source: Carter County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2010	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2007	Deed of Trust, Mortgage BANK OF THE WEST
Sep 13, 2006	Deed of Trust, Mortgage BANK OF THE WEST
Dec 20, 2022	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	I-2022-014138
Deed Book / Page	7326 / 90
Record Updated	Jun 8, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005207/226
Date	Aug 25, 2010
Book Page	5207/226
Instrument	2010-010470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004736/301
Date	Oct 30, 2007
Book Page	4736/301
Instrument	2007-015126

Lender

Name	BANK OF THE WEST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2017

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004525/135
Date	Sep 13, 2006
Book Page	4525/135
Instrument	2006-011251

Lender

Name	BANK OF THE WEST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 3, 2013

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 20, 2022
Property Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320
Document Number	0007326/90
Book / Page	7326 / 90
Instrument Date	Dec 16, 2022
Instrument	I-2022-014138
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 CIRCLE DR, ARDMORE, OK 73401-1320

Mortgage

Document Number	I2022014139
Date	Dec 20, 2022
Instrument	I-2022-014139

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Carter County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00	$16,982 (-3.99%) Land $2,400 Building $14,582	$141,521 (-3.98%) Land $20,000 Building $121,521
2024	$1,695.00 (-0.76%)	$17,687 (+2.36%) Land $2,400 Building $15,287	$147,391 (+2.35%) Land $20,000 Building $127,391
2023	$1,708.00	$17,280 Land $2,400 Building $14,880	$144,000 Land $20,000 Building $124,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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