Stearns County property record for 1005 Borgert Ave, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,090 sqft · built 1975 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,900 (May 2025) |
| Tax Bill | $3,596 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45032-0000 |
| Primary APN | 82-45032-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 80 ft Width |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1005 BORGERT AVE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 031 BLK 006 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTENNIAL |
| Legal Block | 6 |
| Legal Lot Number | 31 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 801 |
Source: Stearns County records · APN 82-45032-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1005 BORGERT AVE, SAINT CLOUD, MN 56303-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | May 16, 2025 · Amount on Record |
| Deed Document Number | 20251692527 |
| Record Updated | Jun 08, 2026 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,596.00 (+28.06%) | ||
| 2025 | $262,000 (+4.22%) Land $40,000 Building $222,000 | $262,000 (+4.22%) Land $40,000 Building $222,000 | |
| 2023 | $2,808.00 | $251,400 Land $40,000 Building $211,400 | $251,400 Land $40,000 Building $211,400 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 483 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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