1004 Borgert Ave, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1004 Borgert Ave, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,452 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,840 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-45076-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45076-0000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,452 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Width	85 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1004 BORGERT AVE
City	SAINT CLOUD
State	MN
Zip	56303-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 015 BLK 008 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTENNIAL
Legal Block	8
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	801

Owner

Source: Stearns County records · APN 82-45076-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1004 BORGERT AVE, SAINT CLOUD, MN 56303-2522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,840.00 (+40.04%)	$277,100 (-) Land $40,000 Building $237,100	$277,100 (-) Land $40,000 Building $237,100
2025		$277,100 (+12.55%) Land $40,000 Building $237,100	$277,100 (+12.55%) Land $40,000 Building $237,100
2023	$2,742.00	$246,200 Land $40,000 Building $206,200	$246,200 Land $40,000 Building $206,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.