10046 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10046 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,595 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$1,225,000 (Nov 2025)
Tax Bill	$10,503 (2025)
Deeds & Mortgages	Nov 2025 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`531550 813B20`

Property Details

APN / Parcel Number

Primary APN	`531550 813B20`
Alternative APN	`64917001701`

Interior

Stories	1 Story
Building Area	2,595 sqft Living Area
1st Floor Area	2,595 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Pool Area	300 sqft
Deck Area	578 sqft

Location & Zoning

Street Address	10046 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 81
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	81
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2003
Census Tract	11207

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer AGENT TITLE, AGENT SEA TITLE
Mar 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Dec 18, 2019	Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Apr 10, 2017	Special Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	20256756448
Deed Book / Page	6529 / 2625
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 25, 2025
Property Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820
Document Number	0065292625
Book / Page	6529 / 2625
Map Reference	MB 57 PG 35-39
Instrument Date	Nov 20, 2025
Instrument	6756448
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	AGENT TITLE, AGENT SEA TITLE

Transaction

Amount	Amount Recorded
Tax	$8,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 BLUE SHELL LOOP, SARASOTA, FL 34240-5960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 POINTE DR 58, 58, BOYNE CITY, MI 49712-8871

Mortgage

Document Number	0059160691
Date	Mar 27, 2021
Book Page	5916/691
Instrument	6026622

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 18, 2019
Property Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820
Document Number	0057073692
Book / Page	5707 / 3692
Map Reference	MB 57 PG 35-39
Instrument Date	Dec 16, 2019
Instrument	5805495
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,243.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 275, NAPLES, FL 34106-0275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820

Mortgage

Document Number	0057073694
Date	Dec 18, 2019
Instrument	5707/3694

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 10, 2017
Property Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820
Document Number	0053812041
Book / Page	5381 / 2041
Map Reference	MB57 PG35-39
Instrument Date	Apr 5, 2017
Instrument	5389743
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRATTAR RD, 250, HORSHAM, PA 19044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10046 FLORENCE CIR, NAPLES, FL 34119-9820

Mortgage

Document Number	0005389744
Date	Apr 10, 2017
Instrument	5389744

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$935,033 (-16.26%) Land $444,868 Building $490,165	$935,033 (-16.26%) Land $444,868 Building $490,165
2025	$10,503.00 (+18.1%) Homeowner's exemption	$1,116,600 (+60.71%) Land $568,442 Building $548,158	$1,116,600 (-0.35%) Land $568,442 Building $548,158
2023	$8,893.00 (+12.12%)	$694,806 (+1%)	$1,120,481 (+27.81%) Land $533,232 Building $587,249
2022	$7,932.00	$631,642	$876,702 Land $253,285 Building $623,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Florence Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures