10035 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10035 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,389 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$1,150,000 (Jan 2025)
Tax Bill	$8,423 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2023 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`531550 263B20`

Property Details

APN / Parcel Number

Primary APN	`531550 263B20`
Alternative APN	`64917000605`

Interior

Stories	1 Story
Building Area	2,389 sqft Living Area
1st Floor Area	2,389 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	312 sqft
Deck Area	648 sqft

Location & Zoning

Street Address	10035 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 26
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	26
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

10035 Florence Cir is owner-occupied and held in a trust since January 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MDE HM LNS
Jun 7, 2019	Grant Deed, Transfer · Conventional Mortgage MDE HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	20256631260
Deed Book / Page	6429 / 1403
Prior Transfer Date	Jun 3, 2024
Prior Transfer Doc	0063673550
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 18, 2025
Property Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0065271985
Book / Page	6527 / 1985
Map Reference	MB 57 PG 35-39
Instrument Date	Sep 25, 2025
Instrument	6753841
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062471847
Date	May 15, 2023
Book Page	6247/1847
Instrument	6403428

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0057691731
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 N PAULINA ST #2 CHICAGO IL 606225028, 2, CHICAGO, IL 60622-5028

Mortgage

Document Number	0057691731
Date	Jun 2, 2020
Book Page	005769/001731
Instrument	5874017

Lender

Name	MDE HM LNS
Type	Funding / Finance Company
Address	TINTON FALLS, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 7, 2019
Property Address	10035 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0056383812
Book / Page	005638 / 003812
Instrument Date	May 31, 2019
Instrument	5723513
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,629.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10035 FLORENCE CIR NAPLES FL 341199819, NAPLES, FL 34119-9819

Mortgage

Document Number	56383814
Date	Jun 7, 2019
Book Page	005638/003814
Instrument	5723514

Lender

Name	MDE HM LNS
Type	Funding / Finance Company
Address	TINTON FALLS, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10035 Florence Cir was $8,423, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,143 (-3.08%) Land $383,679 Building $486,464	$870,143 (-5.79%) Land $383,679 Building $486,464
2025	$8,423.00 (+2.3%)	$897,779	$923,634 Land $420,220 Building $503,414
2024	$8,234.00 (+7.21%)
2023	$7,680.00 (+9.65%)	$620,745 (+1%)	$933,062 (+22.9%) Land $394,191 Building $538,871
2022	$7,004.00	$564,314	$759,196 Land $187,241 Building $571,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10035 Florence Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10035 Florence Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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