Hernando County property record for 10043 Cara St, Spring Hill, FL 34608 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,326 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $267,000 (2020) |
| Tax Bill | $4,012.00 (2025) |
| Primary APN | R24-223-17-2415-0005-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,326 sqft Living Area |
| 1st Floor | 2,326 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Deck Area | 168 sqft Deck |
| Patio Area | 21 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 1,198 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01082358 |
|---|---|
| Street Address | 10043 CARA ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HORIZON NORTH PHASE I BLOCK 5 LOT 11 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HORIZON NORTH PH I |
| Legal Phase | 1 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 41105 |
Source: Hernando County records · APN R24-223-17-2415-0005-0110
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 21, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jul 08, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIRM |
| Sep 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | Nov 17, 2014 · Amount on Record |
| Deed Doc Number | 2020041230 |
| Deed Book / Page | 3860 / 1670 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0043530625 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4353/625 |
| Instrument | 2023065291 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0041431385 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 4143/1385 |
| Instrument | 2022021358 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 08, 2020 |
| Property Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0038601670 |
| Book / Page | 003860 / 001670 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 41230 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10043 CARA ST SPRING HILL FL 346087118, SPRING HILL, FL 34608-7118 |
| Document Number | 38601672 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 003860/001672 |
| Instrument | 41231 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10043 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0036210466 |
| Instrument Date | Sep 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10043 CARA ST SPRING HILL FL 346087118, SPRING HILL, FL 34608-7118 |
| Document Number | 0036210466 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 003621/000466 |
| Instrument | 54723 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 09, 2048 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,012.00 (-8.26%) Additional exemption filed | $320,510 (-2.14%) Land $32,250 Building $288,260 | $320,510 (-2.14%) Land $32,250 Building $288,260 |
| 2023 | $327,510 (+8.17%) Land $55,561 Building $271,949 | ||
| 2022 | $4,373.00 | $302,766 Land $30,960 Building $271,806 | $327,510 Land $32,250 Building $295,260 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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