Hernando County property record for 10031 Cara St, Spring Hill, FL 34608 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 23,339 sqft (0.536 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2021) |
| Tax Bill | $4,632.00 (2025) |
| Primary APN | R24-223-17-2415-0005-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,659 sqft Gross Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,339 sqft (0.536 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Deck Area | 96 sqft Deck |
| Patio Area | 32 sqft Patio |
| Porch | Open Porch |
| Porch Area | 1,202 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01082367 |
|---|---|
| Street Address | 10031 CARA ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HORIZON NORTH PHASE I BLOCK 5 LOT 12 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HORIZON NORTH PH I |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 41105 |
Source: Hernando County records · APN R24-223-17-2415-0005-0120
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10031 CARA ST, SPRING HILL, FL 34608-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 12, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Aug 08, 2008 · Amount on Record |
| Deed Doc Number | 202125454 |
| Deed Book / Page | 3980 / 503 |
| Prior Transfer Date | Oct 18, 2006 |
| Prior Transfer Doc | 0023440737 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10031 CARA ST, SPRING HILL, FL 34608-7118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10031 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0042890764 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4289/764 |
| Instrument | 2023023542 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 05, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 10031 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 0039800503 |
| Book / Page | 3980 / 503 |
| Map Reference | MB 20 PG 7 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 2021025454 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | STRATEGIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10191, BROOKSVILLE, FL 34603-0191 |
| Name | Verified Name |
|---|---|
| Address | 10031 CARA ST, SPRING HILL, FL 34608-7118 |
| Document Number | 3980505 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 3980/505 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,632.00 (+16.09%) Homeowner's exemption | $312,253 (+3.29%) Land $35,009 Building $277,244 | $312,253 (-1.94%) Land $35,009 Building $277,244 |
| 2023 | $302,305 (+3%) Land $37,665 Building $264,640 | ||
| 2022 | $3,990.00 Homeowner's exemption | $293,500 Land $33,608 Building $259,892 | $318,433 Land $35,009 Building $283,424 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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