Hillsborough County property record for 10042 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,571 sqft · built 2015 |
| Lot Size | 0.175 acres (7,605 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $500,000 (May 2022) |
| Tax Bill | $10,121 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077775-0990 |
| Primary APN | 077775-0990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,571 sqft Living Area |
| Gross Area | 3,695 sqft |
| 1st Floor Area | 2,571 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,605 sqft (0.175 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 503 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750990 |
|---|---|
| Street Address | 10042 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1C-1 PARTIAL REPLAT LOT 31 BLOCK 9 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1C-1 PARTIAL REPLAT |
| Legal Phase | 1C-1 |
| Legal Tract | 99I |
| Legal Block | 9 |
| Legal Lot Number | 31 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 14007 |
10042 Celtic Ash Dr is owner-occupied and held in a trust since November 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 2022269690 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0000535014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000535014 |
| Map Reference | MB 124 PG 12 |
| Instrument Date | Aug 20, 2022 |
| Instrument | 2022535014 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2022 |
| Property Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000269690 |
| Map Reference | MB 124 PG 12 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022269690 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | AMERICAN GUARDIAN TTL USA IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10366 SCARLETT SKIMMER DR, 10366, RIVERVIEW, FL 33578-6277 |
| Name | Verified Name |
|---|---|
| Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000269691 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022269691 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000230569 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022230569 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10042 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 2021298487 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021298487 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 293 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 10042 Celtic Ash Dr was $10,121 with a homeowner's exemption, up 4.3% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,406 (-3.13%) Land $111,421 Building $298,985 | $410,406 (-3.13%) Land $111,421 Building $298,985 | |
| 2025 | $10,121.00 (+4.29%) Homeowner's exemption | $423,681 Land $119,992 Building $303,689 | $423,681 Land $119,992 Building $303,689 |
| 2024 | $9,705.00 (+3.93%) | ||
| 2023 | $9,338.00 (+44.46%) Homeowner's exemption | $409,884 (+62.7%) Land $111,421 Building $298,463 | $409,884 (+9.35%) Land $111,421 Building $298,463 |
| 2022 | $6,464.00 Homeowner's exemption | $251,922 | $374,834 Land $81,982 Building $292,852 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10042 Celtic Ash Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10042 Celtic Ash Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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