Hillsborough County property record for 10038 Celtic Ash Dr, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,644 sqft · built 2015 |
| Lot Size | 0.277 acres (12,074 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $612,000 (May 2022) |
| Tax Bill | $3,105 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0777750992 |
| Primary APN | 0777750992 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,644 sqft Heated Area |
| 1st Floor Area | 1,698 sqft |
| 2nd Floor Area | 3,136 sqft |
| Upper Floors Area | 378 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,074 sqft (0.277 acres) |
| Lot Dimensions | 117 ft deep x 103 ft wide |
| Garage Area | 378 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0777750992 |
|---|---|
| Street Address | 10038 CELTIC ASH DR |
| City | RUSKIN |
| State | FL |
| Zip | 33573-6729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELMONT PHASE 1C-1 PARTIAL REPLAT LOT 32 BLOCK 9 |
| Legal Range | 20 |
| Legal Township | 31 |
| Legal Section | 19 |
| Legal Subdivision | BELMONT PHASE 1C-1 PARTIAL REPLAT |
| Legal Phase | 1C-1 |
| Legal Block | 9 |
| Legal Lot Number | 32 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 14007 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10038 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | Jan 12, 2016 · Amount on Record |
| Deed Document Number | 2022264214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 23, 2022 |
| Property Address | 10038 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000264214 |
| Map Reference | MB 124 PG 12 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022264214 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | BAYSHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,284.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13121 STEINHATCHEE LOOP, 13121, VENICE, FL 34293-1247 |
| Name | Verified Name |
|---|---|
| Address | 10038 CELTIC ASH DR, RUSKIN, FL 33573-6729 |
| Document Number | 0000264215 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022264215 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,105.00 (+7.11%) Disabled Person's exemption Veteran's exemption | $532,636 (+3.86%) Land $182,734 Building $349,902 | $532,636 (+3.86%) Land $182,734 Building $349,902 |
| 2023 | $2,899.00 (-60.55%) Disabled Person's exemption Veteran's exemption | $512,847 (+68.22%) Land $169,682 Building $343,165 | $512,847 (+15.06%) Land $169,682 Building $343,165 |
| 2022 | $7,348.00 Homeowner's exemption | $304,875 | $445,704 Land $124,849 Building $320,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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