10040 N Loop Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 10040 N Loop Rd, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,986 sqft · built 1973
Lot Size	10.8 acres (470,884 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jun 2018)
Tax Bill	$2,278 (2024)
Deeds & Mortgages	Jun 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-3S-31-1303-000-000`

Property Details

APN / Parcel Number

Primary APN	`13-3S-31-1303-000-000`
Alternative APN	`101772320`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,986 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	470,884 sqft (10.8 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	101772320
Street Address	10040 N LOOP RD
City	PENSACOLA
State	FL
Zip	32507-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SW COR OF GOVERNMENT LT 1 SEC 13 N 0 DEG 11 MIN ALG W LI OF LT 1 284 85/100 FT E 1596 94/100 FT S 38 DEG 25 MIN 24 SEC E 247 19/100 FT TO A POINT ON NLY R/W LI OF NORTH LOOP RD S 57 DEG 52 MIN 40 SEC W ALG NLY R/W LI OF NORTH LOOP RD 171 48/10
Legal Range	31W
Legal Township	03S
Legal Section	13
Legal Subdivision	SUBDIVISION NUMBER: 1303
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1001
Census Tract	2607

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10040 N LOOP RD, PENSACOLA, FL 32507-8606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · Conventional with PMI TITAN MUTUAL LNDG INC
Mar 15, 2019	Deed of Trust, Mortgage · Conventional with PMI TITAN MUTUAL LNDG INC
Jun 11, 2018	Warranty Deed, Transfer · Line of Credit DEBBIE L MARTIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	Aug 26, 2003
Deed Document Number	201845481
Deed Book / Page	7915 / 125
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0069500833
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10040 N LOOP RD, PENSACOLA, FL 32507-8606
Document Number	0081301718
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 N LOOP RD PENSACOLA FL 325078606, PENSACOLA, FL 32507-8606

Mortgage

Document Number	0081301718
Date	Jul 18, 2019
Book Page	008130/001718
Instrument	62022

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10040 N LOOP RD, PENSACOLA, FL 32507-8606
Document Number	0080660901
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 N LOOP RD PENSACOLA FL 325078606, PENSACOLA, FL 32507-8606

Mortgage

Document Number	0080660901
Date	Mar 22, 2019
Book Page	008066/000901
Instrument	25590

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 11, 2018
Property Address	10040 N LOOP RD, PENSACOLA, FL 32507-8606
Document Number	0079150125
Book / Page	007915 / 000125
Instrument Date	Jun 4, 2018
Instrument	45481
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 N LOOP RD PENSACOLA FL 325078606, PENSACOLA, FL 32507-8606

Mortgage

Document Number	79150127
Date	Jun 11, 2018
Book Page	007915/000127
Instrument	45482

Lender

Name	DEBBIE L MARTIN
Address	2100 S OCEAN DR # 4B, FORT LAUDERDALE, FL 33316-3841
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2019

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,235 (+5.99%)	$403,090 (+34.03%) Land $162,150 Building $240,940
2024	$2,278.00 (+1.02%)
2023	$2,255.00 (+2.87%) Homeowner's exemption Senior Citizen's exemption	$231,383 (+3%)	$300,743 (+8.86%) Land $71,887 Building $228,856
2022	$2,192.00 Homeowner's exemption Senior Citizen's exemption	$224,644	$276,265 Land $71,887 Building $204,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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